{"id":1045,"date":"2022-11-10T21:39:18","date_gmt":"2022-11-10T21:39:18","guid":{"rendered":"https:\/\/vagasdecursos.com\/?p=1045"},"modified":"2022-11-10T21:39:18","modified_gmt":"2022-11-10T21:39:18","slug":"tudo-sobre-fies","status":"publish","type":"post","link":"https:\/\/admin.vagasdecursos.com\/tudo-sobre-fies\/","title":{"rendered":"Tudo sobre o Fies: Financiamento sem juros"},"content":{"rendered":"<div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><em>Poder estudar, sem ter que pagar nenhum tipo de juros no seu financiamento \u00e9 o sonho de diversos brasileiros. E agora isso j\u00e1 \u00e9 poss\u00edvel, atrav\u00e9s do programa Fies, que garante o estudo para todos de uma forma justa. Confira!<\/em><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Fies \u00e9 o incentivo do governo para os estudantes conseguirem fazer a sua faculdade particular sem precisar tirar o dinheiro do bolso na hora. \u00c9 um tipo de empr\u00e9stimo com condi\u00e7\u00f5es especiais que podem oferecer at\u00e9 0% de taxa de juro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00c9 claro que existem v\u00e1rios requisitos para que voc\u00ea consiga aceder ao Fies. Al\u00e9m disso, existem algumas burocracias que devem ser resolvidas, mas que voc\u00ea poder\u00e1 verificar tudo aqui para poder tirar as suas d\u00favidas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Esse programa \u00e9 cheio de detalhes, ent\u00e3o \u00e9 bastante importante que voc\u00ea leia atentamente para que n\u00e3o se perca em nenhuma das etapas. Continue a leitura e entenda tudo sobre o Fies, financiamento e zero juros!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\"><strong>O que \u00e9 o Fies?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Provavelmente voc\u00ea j\u00e1 entendeu o que \u00e9 o fies, mas em palavras claras, ele \u00e9 um tipo de financiamento oferecido pelo governo que permite o pagamento da faculdade sem taxa de juros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Na verdade, para ser mais claro, deveremos dizer que n\u00e3o \u00e9 sem taxa de juros, mas sim com taxas extremamente reduzidas. Poder\u00e1 chegar a 0% de taxa de juros, dependendo das necessidades financeiras que tem a sua fam\u00edlia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Caso voc\u00ea atenda a todos os crit\u00e9rios, poder\u00e1 se beneficiar do Fies e fazer os seus estudos normalmente. Com esse programa \u00e9 poss\u00edvel pedir um empr\u00e9stimo e pagar apenas ap\u00f3s estar inserido no mercado de trabalho e finalizar a gradua\u00e7\u00e3o.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2sC9z0\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full \"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/admin.vagasdecursos.com\/inscrever-no-fies\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como se inscrever no Fies\">\n            Como se inscrever no Fies        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Se voc\u00ea gostou e quer se cadastrar, clique no bot\u00e3o abaixo e finalmente conhe\u00e7a o site oficial do programa. Clique aqui para poder se inscrever no Fies.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center \" href=\"https:\/\/admin.vagasdecursos.com\/inscrever-no-fies\/\" rel=\"sponsored\" data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue lendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewBox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"w-full justify-self-start flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"mx-2 h-1\/2\">\n            <p class=\"px-5 text-center pt-4 text-sm \">\n              Como se inscrever no Fies            <\/p>\n          <\/div>\n          <div class=\"mx-2 mt-1 bottom-0 h-1\/2\">\n            <a class=\"w-full m-auto\" href=\"https:\/\/admin.vagasdecursos.com\/inscrever-no-fies\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n              <button class=\"flex m-auto border-0 py-2 px-6 focus:outline-none rounded text-center text-sm \">\n                Continue lendo              <\/button>\n            <\/a>\n            <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n              Voc\u00ea permanecer\u00e1 no mesmo site  \n            <\/p>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\"><strong>Quais os requisitos para participar do Fies<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00c9 nessa parte que todas as pessoas devem estar atentas para poder participar do programa. Afinal, existem requisitos que devem ser cumpridos com bastante cautela para manter um bom cadastro e participa\u00e7\u00e3o. Veja quais s\u00e3o:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>A sua renda familiar bruta mensal n\u00e3o pode passar de 5 sal\u00e1rios m\u00ednimos por pessoa;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Al\u00e9m disso, voc\u00ea precisa ter um desempenho excelente no Enem a partir de 2010. Ou seja, pelo menos 450 pontos em m\u00e9dia nas provas e n\u00e3o zerar a reda\u00e7\u00e3o \u00e9 o essencial para conseguir.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda assim, existem pessoas que n\u00e3o podem participar do programa por n\u00e3o preencherem certos requisitos que s\u00e3o obrigat\u00f3rios. Por exemplo:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Se voc\u00ea j\u00e1 tiver uma matr\u00edcula na faculdade trancada, n\u00e3o poder\u00e1 participar;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Caso seja uma das pessoas inadimplentes com o programa de cr\u00e9dito educativo;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>N\u00e3o poder\u00e1 participar caso beneficiem de uma bolsa integral do Prouni;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Al\u00e9m disso, tamb\u00e9m n\u00e3o \u00e9 permitido participar, caso seja benefici\u00e1rio de uma bolsa parcial do Prouni que n\u00e3o seja inscrito no FIES.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\"><strong>Que cursos eles financiam?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se voc\u00ea est\u00e1 pensando em optar por esse programa, muito provavelmente j\u00e1 pensou qual ser\u00e1 o curso que ele ir\u00e1 financiar. Bem, saiba que o fies financia diversos cursos diferentes e n\u00e3o tem nenhuma regra quanto a isso.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Desde que a institui\u00e7\u00e3o esteja inscrita, voc\u00ea poder\u00e1 cursar qualquer curso que lhe desperte a curiosidade. No entanto, \u00e9 importante saber que todas as \u00e1reas de conhecimento t\u00eam diferentes mensalidades.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, pelo fies, n\u00e3o existe nenhum tipo de limite de financiamento. Ou seja, voc\u00ea pode solicitar qualquer valor para que fa\u00e7a a sua faculdade e o seu curso. Assim que as vagas abrirem, poder\u00e1 consultar diretamente com o sistema quais s\u00e3o as vagas de cursos abertas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-como-serei-pago-pelo-fies\"><strong>Como serei pago pelo Fies?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse tipo de financiamento, voc\u00ea ser\u00e1 pago de uma forma concreta, pois \u00e9 o governo que est\u00e1 ajudando a pagar os seus estudos. No entanto, depois da formatura, vai ser necess\u00e1rio devolver esse custo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O pagamento da mensalidade do fies n\u00e3o ir\u00e1 passar pela sua conta, afinal, ser\u00e1 um pagamento feito diretamente do governo para a faculdade. No futuro, voc\u00ea precisar\u00e1 devolver esse dinheiro. No entanto, ele n\u00e3o passar\u00e1 pelas suas m\u00e3os.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00c9 importante notar tamb\u00e9m que, mesmo no caso do juro zero, o estudante ter\u00e1 que pagar de acordo com a infla\u00e7\u00e3o que est\u00e1 vigente. Ou seja, muitas vezes o valor pago no final do contrato n\u00e3o \u00e9 igual ao valor negociado.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1GiJck\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full \"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/admin.vagasdecursos.com\/inscrever-no-fies\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como se inscrever no Fies\">\n            Como se inscrever no Fies        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Se voc\u00ea gostou e quer se cadastrar, clique no bot\u00e3o abaixo e finalmente conhe\u00e7a o site oficial do programa. Clique aqui para poder se inscrever no Fies.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center \" href=\"https:\/\/admin.vagasdecursos.com\/inscrever-no-fies\/\" rel=\"sponsored\" data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue lendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewBox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"w-full justify-self-start flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"mx-2 h-1\/2\">\n            <p class=\"px-5 text-center pt-4 text-sm \">\n              Como se inscrever no Fies            <\/p>\n          <\/div>\n          <div class=\"mx-2 mt-1 bottom-0 h-1\/2\">\n            <a class=\"w-full m-auto\" href=\"https:\/\/admin.vagasdecursos.com\/inscrever-no-fies\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n              <button class=\"flex m-auto border-0 py-2 px-6 focus:outline-none rounded text-center text-sm \">\n                Continue lendo              <\/button>\n            <\/a>\n            <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n              Voc\u00ea permanecer\u00e1 no mesmo site  \n            <\/p>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Poder estudar, sem ter que pagar nenhum tipo de juros no seu financiamento \u00e9 o sonho de diversos brasileiros. E agora isso j\u00e1 \u00e9 poss\u00edvel, atrav\u00e9s do programa Fies, que garante o estudo para todos de uma forma justa. Confira! 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